Every figure on this site comes from a public source cited beside it. Where data is withheld or missing, we omit it rather than estimate. We do not publish average premiums, because workers' comp pricing depends on underwriting each business.
Sources
- Employer establishment and industry counts: U.S. Census Bureau, County Business Patterns 2023: all employer establishments, construction (NAICS 23), health care and social assistance (62), and manufacturing (31–33); employer establishments only.
- Payroll jobs and wages, all occupations and selected high-injury occupations: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (all occupations; construction laborers 47-2061; nursing assistants 31-1131; payroll employees only).
- Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter.
- Population: U.S. Census Bureau Vintage 2024 city population estimates. In-depth city guides cover the largest cities in each state with complete Census data.
- City data: American Community Survey tables on commuting mode and time, remote work, housing, and vehicles.
Coverage explanations
Guides describe how workers' compensation commonly works; state law and the issued policy control. Policy forms vary by insurer, and the issued policy controls. Nothing here is legal advice. A quote is not a binder.
Updates
Pages show a last-updated date. Last reviewed October 15, 2026.